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239. One needs 25 years for a reasonable amount of invested money to grow using the compound interest mechanism to be able to retire comfortably. Therefor, it behooves the student or minimum wage worker to develop a marketable skill early in life in order to find the niche in society which will allow this investment goal. One could use the arbitrary benchmark of an age of 35 to find that niche. Without a marketable skill your retirement will need to rely on social security, if it’s still viable, or the lottery, which I categorize as a poor man’s IRA, and is never reliable.
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